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Figure Markets
Bybit

Bybit

Bybit offers a variety of earn programs designed to help users earn through flexible and fixed-term products, staking and on-chain earn. Bybit Earn...

River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US. Earn Bitcoin on USD Un...

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General

Platform
Bybit logo
River logo
Founded
Bybit 2018
River 2019
Headquarters
Bybit Singapore
River USA
Availability
Bybit Worldwide, excluding US
River US only, excluding NY and NV

Fees & Financial

Bonus
Bybit Get $20 in BTC with $100 deposit, use code COINTEREST
River Earn up to $100 in BTC
Token
Bybit
River
Compounding
Bybit Yes
River No
Payouts
Bybit Varies
River Monthly
Fees
Bybit
River None
Lockup
Bybit Flexible to 60 days
River
Maker Fee
Bybit 0.1
River
Taker Fee
Bybit 0.1
River

Cryptocurrency Rates

BTC Rate
Bybit 2.3%
River
BTC Max
Bybit 2.3%
River
ETH Rate
Bybit 0.8%
River
ETH Max
Bybit 2.7%
River
Stablecoin Rate
Bybit 3.5%
River

Unique Pros

  • Fixed, flexible and on-chain products

Key Cons

  • Most products tiered

Unique Pros

  • USD interest paid out in BTC (unique)
  • FDIC-insured cash deposits

Key Cons

  • US only
  • Bitcoin-only, no altcoin support