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Fido Snapshot
A non-custodial stablecoin yield app offering a fixed 10% target APY on USDC, with no lockups.
Pros
- Deposit or withdraw USDC or USD
- $100k insurance included
- Fixed target rate
Check Yield data below to understand the source of these returns.
Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.
Report inaccurate data for Fido
New User Bonus
30-day 1% APY boost with code: CIR ($250 deposit required)
Claim Bonus
Rate Alerts
Get notified when Fido and other rates change. Delivered monthly.
Fido Calculator
Estimates are based on Fido current APY. Rates are subject to change.
How Fido Generates Yield
Yield Mechanics
- Lending
- DeFi Lending Protocols Interest paid by borrowers who provide assets as collateral to take out a loan.
Risk & Custody
- Custody Model
- Non-Custodial
- Insurance
- Included
- Track Record
- Operational since 2025
Flexibility & Access
- Lockups
- None
- Access
- Worldwide
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
Fido Review
Fido is a crypto-yield platform offering 10% APY with a simple, banking-style user experience. Unlike many centralized lenders, Fido emphasizes self-custody, so users keep control of their assets while earning yield.
Why It Stands Out
- High Yield: 10% target APY is enticing.
- Ease of Use: Designed to feel like online banking, powered by DeFi.
- Insurance Coverage: Your first $100k is fully protected through comprehensive insurance coverage.
- Self-Custody: Users hold their own keys, reducing counterparty risk.
Risks to Know
- Sustainability: Yields depend on underlying DeFi lending and staking markets, which can change.
- Smart Contract Risk: Bugs or exploits could impact funds.
Fido FAQ
Is Fido available in the USA?
Yes, Fido is available in the USA.
Does Fido pay compound yield?
Yes, Fido pays compound yield.
How often do you receive payouts?
Every second
Does Fido require a lockup period?
No, Fido does not require a lockup period. You can withdraw your funds at any time.
Does Fido pay interest on Bitcoin?
No, Fido does not currently pay interest on Bitcoin.
Does Fido pay interest on Ethereum?
No, Fido does not currently pay interest on Ethereum.
Does Fido pay rewards on stablecoins?
Yes, Fido pays 10% APY on stablecoins like USDC.
What are Fido's withdrawal fees?
None
Does Fido offer a sign-up bonus?
Yes, 30-day 1% APY boost with code: CIR ($250 deposit required)
When was Fido founded?
Fido was founded in 2025.
Where is Fido available?
Worldwide
Is Fido custodial or non-custodial?
Fido is a non-custodial platform, meaning you maintain control of your private keys and funds.
Does Fido offer insurance?
Yes, Fido offers insurance coverage for user funds.
