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Aave App is available for US customers.

Aave App Snapshot

Verified: January 26, 2026

The Aave App is a simple savings interface built on the Aave protocol, letting users deposit stablecoins and earn variable, real-time interest. Deposits supply liquidity to Aave’s lending markets. Borrowers pay interest, and a share of that interest is pa...

Pros

  • Simple, easy access to leading DeFi protocol yield

Cons

  • KYC required, potential waitlist

Aave App Rates

Check Yield data below to understand the source of these returns.

USDC USDT
USDC/USDT
5% APY

Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.

Max Rate Requirements

Use referral code A17B3B for 1% APY boost

Rates last verified: January 26, 2026
Exclusive Offer

New User Bonus

1% boost with code: A17B3B

Claim Bonus

Rate Alerts

Get notified when Aave App and other rates change. Delivered monthly.

Aave App Calculator

Daily
0.00
Weekly
0.00
Monthly
0.00
Yearly
0.00

Estimates are based on Aave App current APY. Rates are subject to change.

How Aave App Generates Yield

Yield Mechanics

Lending
DeFi Lending Protocols

Risk & Custody

Custody Model
Custodial / Third Party
Track Record
Operational since 2017

Flexibility & Access

Lockups
None
Access
Worldwide
Yield data in beta

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

Aave App Review

The Aave App is a simple savings interface built on the Aave protocol, letting users deposit stablecoins and earn variable, real-time interest.

  • Simple, easy to use app interface to DeFi
  • Earn APY on stablecoins
  • Interest compounding every second
  • Optional boosts for slightly higher yields
  • Automated recurring deposits
  • Balance-protection program (not government-insured), up to $1 million

Deposits supply liquidity to Aave’s lending markets. Borrowers pay interest, and a share of that interest is passed to depositors. Rates fluctuate based on supply/demand and pool utilization.

Key Considerations

  • Rates are variable, not fixed
  • DeFi carries smart-contract and liquidity risk
  • Stablecoin value and market conditions impact returns

Aave App FAQ

Is Aave App available in the USA?

Yes, Aave App is available in the USA.

Does Aave App pay compound yield?

Yes, Aave App pays compound yield.

How often do you receive payouts?

Every second

Does Aave App require a lockup period?

No, Aave App does not require a lockup period. You can withdraw your funds at any time.

Does Aave App pay interest on Bitcoin?

No, Aave App does not currently pay interest on Bitcoin.

Does Aave App pay interest on Ethereum?

No, Aave App does not currently pay interest on Ethereum.

Does Aave App pay rewards on stablecoins?

Yes, Aave App pays 5% APY on stablecoins like USDC and USDT.

Does Aave App offer a sign-up bonus?

Yes, 1% boost with code: A17B3B

When was Aave App founded?

Aave App was founded in 2017.

Where is Aave App headquartered?

Aave App is headquartered in London, UK.

Where is Aave App available?

Worldwide

Compounds
Yes
Payouts
Every second
Withdraw Fees
Varies
Lockups
None
Founded
2017
Headquarters
London, UK
Availability
Worldwide
Aave App
app defi eurc usdc usdt