USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
Check Yield data below to understand the source of these returns.
Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.
Max Rate Requirements
Use promo code CIR for 1% boost, deposit $1000 dollars for additional 1% boost for 30 days
Report inaccurate data for Nook
Rate Alerts
Get notified when Nook and other rates change. Delivered monthly.
Nook Calculator
Estimates are based on Nook current APY. Rates are subject to change.
How Nook Generates Yield
Yield Mechanics
- Lending
- DeFi Lending Protocols Interest paid by borrowers who provide assets as collateral to take out a loan.
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2025
Flexibility & Access
- Lockups
- None
- Access
- Worldwide
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
Nook Review
Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by offering regulated, permissioned access to vetted on-chain lending protocols. Users can deposit USDC and earn variable rates—without having to navigate wallets, gas fees or staking mechanics.
Nook Promo Code
Use promo code CIR for 1% APY boost for 30 days.
Nook Features
- Earn yield on USDC through trusted DeFi protocols
- No lockups, easy deposits and withdrawals
- Transparent yield sources with automated on-chain execution
- Compliant for U.S. residents, with a focus on regulatory clarity
Nook is ideal for users who want to participate in DeFi yields without the complexity or custodial risk of centralized exchanges. As interest in tokenized and stablecoin-based yield accounts grows, Nook is positioning itself as a trusted gateway for mainstream adoption.
Nook FAQ
Is Nook available in the USA?
Yes, Nook is available in the USA.
Does Nook pay compound yield?
No, yield is not compounded at Nook.
How often do you receive payouts?
Every 16 seconds
Does Nook require a lockup period?
No, Nook does not require a lockup period. You can withdraw your funds at any time.
Does Nook pay interest on Bitcoin?
No, Nook does not currently pay interest on Bitcoin.
Does Nook pay interest on Ethereum?
No, Nook does not currently pay interest on Ethereum.
Does Nook pay rewards on stablecoins?
Yes, Nook pays 7.6% APY on stablecoins like USDC.
Does Nook offer a sign-up bonus?
Yes, 1% boost with promo code: CIR
When was Nook founded?
Nook was founded in 2025.
Where is Nook headquartered?
Nook is headquartered in Austin, TX.
Where is Nook available?
Worldwide
