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All Crypto Lending Companies & Platforms

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Aave App

Aave App

Founded: 2017
Availability: Worldwide
HQ: London, UK

Interest Rates

Stablecoins 5%

Summary

The Aave App is a simple savings interface built on the Aave protocol, letting users deposit stablecoins and earn variable, real-time interest. Si...

Arch Lending

Arch Lending

Founded: 2022
Availability: US
HQ: New York, NY

Summary

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

AscendEX

AscendEX

Founded: 2018
Availability: Worldwide, excluding US
HQ: Signapore

Interest Rates

Stablecoins 1.95% DOWN
SOL 5.13% DOWN
LTC 1%
XRP 2.02% DOWN

Summary

AscendEX is a global cryptocurrency exchange and financial platform that gives users a powerful way to earn, trade, and grow their crypto portfolios. ...

Avici

Avici

Founded: 2025
Availability: Worldwide
HQ: DE, USA

Summary

Avici is an on-chain self-custody crypto app with a Visa-based card. Learn more about the Avici Card. Apple and Google Pay are supported, as well a...

Axal

Axal

Founded: 2023
Availability: Worldwide
HQ: New York, NY

Interest Rates

Stablecoins 6%

Summary

Axal is a crypto yield platform aimed at simplifying the process of earning returns on stablecoins. Users deposit stablecoins, and Axal’s system autom...

Backpack

Backpack

Founded: 2022
Availability: Worldwide (lending unavailable in US, a few states restricted)
HQ: Tokyo, Japan

Interest Rates

BTC 0.03%
ETH 0.04%
SOL 5.47%

Summary

Backpack Exchange, is a fully regulated cryptocurrency exchange built by the team behind the Solana-native Backpack Wallet and the Mad Lads NFT collec...

BetFury

BetFury

Founded: 2019
Availability: Worldwide, excluding the US
HQ: Curaçao

Interest Rates

BTC 6%
ETH 6%
Stablecoins 10%

Summary

BetFury is a crypto betting platform that also offers staking and interest accounts on deposited cryptocurrencies. By leveraging user deposits for int...

Binance

Binance

Founded: 2017
Availability: Worldwide, excluding US
HQ: Malta

Summary

Binance is the largest cryptocurrency exchange globally, offering a robust platform with competitive maker and taker fees that vary based on the user'...

Binance US

Binance US

Founded: 2019
Availability: US only
HQ: CA, USA

Interest Rates

ETH 2.1% DOWN
SOL 4.8% DOWN

Summary

Binance US (binance.us) offers native staking for ETH and SOL held on its popular exchange platform. Staking rewards are made weekly. Binance US St...

bitcastle

bitcastle

Founded: 2019
Availability: Worldwide
HQ: Singapore

Interest Rates

BTC 3.5%
ETH 3.5%
Stablecoins 3% DOWN

Summary

bitcastle is a global cryptocurrency exchange platform that offers a range of trading and earning opportunities for its users. Launched on July 11, 20...

Bitcoin IRA

Bitcoin IRA

Founded: 2015
Availability: Worldwide
HQ: Sherman Oaks, CA

Interest Rates

BTC 2% STEADY
ETH 2% STEADY
SOL 2% UP

Summary

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement...

Bitfinex

Bitfinex

Founded: 2012
Availability: Worldwide, excluding US
HQ: Taiwan

Interest Rates

BTC 1.98%
ETH 1.45%
SOL 9.3%

Summary

Bitfinex offers two unique products to earn yield on deposited crypto. Bitfinex Lending Pro is a crypto lending offering that pays variable rates o...

Bitget

Bitget

Founded: 2018
Availability: Worldwide, excluding US
HQ: Seychelles

Interest Rates

BTC 1.5%
ETH 2.8% DOWN
Stablecoins 6.7% DOWN
SOL 10%
LTC 0.3%
DOGE 0.3%

Summary

Bitget, established in 2018, is a cryptocurrency exchange and Web3 company that has rapidly expanded its services to over 45 million users across more...

BitMart

BitMart

Founded: 2017
Availability: Worldwide
HQ: New York

Interest Rates

BTC 1.25% DOWN
ETH 3.5% UP
Stablecoins 5.25% DOWN
SOL 7.5% DOWN
XRP 3.5%

Summary

BitMart is a global cryptocurrency exchange launched in 2017, catering to over 9 million users in 180+ countries. It offers a comprehensive trading pl...

Bitrue

Bitrue

Founded: 2018
Availability: Not available in US or China
HQ: Singapore

Interest Rates

BTC 1.3% STEADY
ETH 1.8%
Stablecoins 6.045%
SOL 0.465%
LTC 0.465%
XRP 6.8% DOWN

Summary

Bitrue is a crypto exchange with a variety of earn programs. Bitrue's Power Piggy product is a high-yield investment service focused on helping inv...

Bitunix

Bitunix

Founded: 2021
Availability: Worldwide
HQ: St. Vincent

Summary

Bitunix is a centralized cryptocurrency exchange that focuses on both spot and derivatives trading. It supports over 270 cryptocurrencies, including p...

Bitvavo

Bitvavo

Founded: 2018
Availability: EU only
HQ: Netherlands

Interest Rates

BTC 0.05%
ETH 2.5%
SOL 4%

Summary

Bitvavo is a cryptocurrency exchange founded in 2018, serving over 1.5 million users across the European Union. The platform offers a user-friendly in...

BTSE

BTSE

Founded: 2018
Availability: Worldwide, excluding US
HQ: Taiwan

Interest Rates

BTC 3%
ETH 3%
Stablecoins 6.5% STEADY
SOL 5.01%

Summary

BTSE is a popular crypto exchange with a variety of Earn products. BTSE Earn allows users to earn interest on their crypto assets. It has fixed, fl...

Bybit

Bybit

Founded: 2018
Availability: Worldwide, excluding US
HQ: Signapore

Interest Rates

BTC 0.6%
ETH 0.5%
Stablecoins 8.79%
SOL 1%
LTC 1%
DOGE 1%
XRP 0.8%

Summary

Bybit offers a variety of Earn programs designed to help users maximize their cryptocurrency holdings through flexible and fixed-term savings, staking...

BYDFi

BYDFi

Founded: 2020
Availability: Worldwide
HQ: Singapore

Summary

BYDFi is a global cryptocurrency exchange offering spot trading, perpetual futures, and simplified crypto products aimed at both beginner and advanced...

CEX.IO

CEX.IO

Founded: 2013
Availability: Worldwide, earn programs not available in US
HQ: UK

Interest Rates

BTC 0.5%
ETH 3%
Stablecoins 4%
SOL 5%
LTC 1%
DOGE 2.3%

Summary

CEX.IO is a cryptocurrency exchange known for offering a user-friendly experience for buying, trading, and earning crypto. It supports spot trading, s...

Clave

Clave

Founded: 2023
Availability: Worldwide
HQ: London, UK

Interest Rates

ETH 9.75%
Stablecoins 4.22%

Summary

Clave is a self-custodial smart wallet launched in 2023, headquartered in London. It combines DeFi yield opportunities with everyday usability like pa...

Coinbase

Coinbase

Founded: 2012
Availability: 100+ countries
HQ: Wilmington, DE

Interest Rates

ETH 1.89% DOWN
Stablecoins 0% DOWN
SOL 5.08% DOWN

Summary

Coinbase is one of the most popular centralized crypto exchanges. Coinbase Earn is Coinbase's interest-bearing product. They offer staking-as-a-ser...

Coinchange

Coinchange

Founded: 2017
Availability: Worldwide
HQ: Canada

Summary

Coinchange is a custodial crypto interest account platform that uses DeFi to generate yield for its users. Earn: Enjoy APY on stablecoins and other...

CoinDepo

CoinDepo

Founded: 2021
Availability: Worldwide
HQ: Grenadines, Signapore

Interest Rates

BTC 12%
ETH 12%
Stablecoins 18%
SOL 12%
LTC 12%
DOGE 12%
XRP 12%

Summary

CoinDepo offers high-yield compound interest accounts for crypto holders looking to earn yield on their digital assets. The platform supports both sta...

CoinEx

CoinEx

Founded: 2017
Availability: Worldwide, excluding US
HQ: LA, USA

Interest Rates

ETH 2.75% DOWN
Stablecoins 5.1% DOWN
SOL 5.64% DOWN

Summary

CoinEx is a global crypto exchange founded in 2017. It supports 18 languages and 200+ countries. CoinEx Earn Programs CoinEx provides multiple e...

Coinhold

Coinhold

Founded: 2017
Availability: Worldwide
HQ: Hong Kong

Interest Rates

BTC 3%
ETH 3%
Stablecoins 5%
LTC 3%

Summary

Coinhold, by mining pool company Emcd, is a crypto interest account, supporting BTC, ETH, LTC and stablecoins USDC and USDT. To start earning with ...

CoinJar

CoinJar

Founded: 2013
Availability: Australia and the United Kingdom (UK)
HQ: Melbourne, Australia

Summary

CoinJar is an Australian cryptocurrency exchange and platform. It offers a variety of services, like CoinJar Exchange, CoinJar Card and CoinJar Bundle...

Coinmetro

Coinmetro

Founded: 2017
Availability: Worldwide
HQ: Tallinn, Estonia

Interest Rates

BTC 1.8%
ETH 2.4%
XRP 2%

Summary

Coinmetro is a regulated, user-friendly centralized cryptocurrency exchange founded in 2017. The platform focuses on making crypto accessible through ...

CoinRabbit

CoinRabbit

Founded: 2020
Availability: Worldwide
HQ: Seychelles

Interest Rates

BTC 0.3% STEADY
ETH 1.2% STEADY
Stablecoins 5%

Summary

CoinRabbit is a stablecoin-focused lending/loan platform. CoinRabbit offers monthly yield on USDT (Tether) and USDC (Circle). With no KYC, no fees,...

Cropty Wallet

Cropty Wallet

Founded:
Availability: Worldwide
HQ: London, UK

Summary

Cropty Wallet is a custodial wallet for managing, earning, borrowing crypto. It supports multiple cryptocurrencies in a single wallet. Cropty Earn ...

Crypto.com

Crypto.com

Founded: 2016
Availability: Worldwide, all US states except NY
HQ: Hong Kong

Interest Rates

BTC 0.2% STEADY
ETH 0.2%
Stablecoins 0.5%
SOL 0.25%

Summary

Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypt...

Cryptomus

Cryptomus

Founded: 2024
Availability: Worldwide
HQ: Canada

Interest Rates

ETH 3%
Stablecoins 3%

Summary

Cryptomus is a globally accessible cryptocurrency platform launched in December 2024. Based in Vancouver, it offers a unified ecosystem that includes ...

Digifinex

Digifinex

Founded: 2017
Availability: Worldwide, excluding US
HQ: Signapore

Interest Rates

BTC 0.1%
ETH 0.5%
Stablecoins 2.5%

Summary

DigiFinex is a cryptocurrency exchange and digital asset platform that offers various financial services, including cryptocurrency trading and wealth ...

EarnPark

EarnPark

Founded: 2017
Availability: Worldwide (services limited in the US)
HQ: UK

Interest Rates

BTC 5%
ETH 4%
Stablecoins 5% DOWN
SOL 7%
DOGE 7%
XRP 5% STEADY

Summary

EarnPark is a crypto investment platform that provides financial services to users looking to earn interest using cryptocurrencies. They are developin...

Ember Fund

Ember Fund

Founded: 2018
Availability: Worldwide
HQ: Los Angeles, USA

Summary

Ember Fund is an app that offers an engaging and accessible platform for acquiring Bitcoin through an ecosystem uniting earning, playing, and investin...

ether.fi

ether.fi

Founded: 2022
Availability: Worldwide
HQ: Cayman Islands

Summary

ether.fi offers a suite of products combining staking, restaking, and decentralized finance (DeFi) strategies. This platform provides a way to earn yi...

EXMO

EXMO

Founded: 2017
Availability: Worldwide
HQ: Lithuania

Summary

Operating since 2014, EXMO.com is a prominent cryptocurrency exchange. The platform reports a daily trading volume of $60 million, serving over 1 mill...

Fido

Fido

Founded: 2025
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 10% STEADY

Summary

Fido is a crypto-yield platform offering 10% APY with a simple, banking-style user experience. Unlike many centralized lenders, Fido emphasizes self-c...

Figure Markets

Figure Markets

Founded: 2024
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

Stablecoins 3.85% DOWN

Summary

Figure Markets is the first company to receive SEC approval for an interest-bearing stablecoin, YLDS, in the United States. Figure Markets offers a...

Gemini

Gemini

Founded: 2014
Availability: All US states and Singapore
HQ: New York, NY

Interest Rates

ETH 3% STEADY
SOL 4.27% DOWN

Summary

Gemini is a long-running centralized crypto exchange located in the United States. It offers staking and earn programs. Gemini Staking Gemini St...

HEXN

HEXN

Founded: 2022
Availability: Worldwide
HQ: Canada

Interest Rates

BTC 15%
ETH 15%
Stablecoins 15%
DOGE 4.5%
XRP 6%

Summary

HEXN is a crypto interest account platform, that pays yield on subscribed funds in BTC, ETH, USDT, USDC funds. Open a HODL Account Select crypt...

HTX

HTX

Founded: 2013
Availability: Worldwide, excluding US
HQ: China

Interest Rates

ETH 6%
Stablecoins 10%
SOL 6%
XRP 1%

Summary

HTX, formerly known as Huobi Global, is a cryptocurrency exchange that has rebranded to signify a new chapter in its operations. The name HTX reflects...

Ju.com

Ju.com

Founded: 2013
Availability: Worldwide
HQ: Dubai, UAE

Interest Rates

Stablecoins 1.9%

Summary

Ju.com is the rebranded name of JuCoin, a crypto exchange originally established in 2013. It operates globally (100+ countries), with over 50 million ...

KAST

KAST

Founded: 2023
Availability:
HQ:

Summary

KAST is a stablecoin-powered financial platform designed to serve as a next-generation alternative to traditional banking. Built by a team with experi...

Krak

Krak

Founded: 2025
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

BTC 0.02% DOWN
ETH 1.6% DOWN
Stablecoins 3.6% DOWN
SOL 2.86% DOWN

Summary

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

Kraken

Kraken

Founded: 2011
Availability: Worldwide
HQ: San Francisco, CA

Interest Rates

BTC 0.15% STEADY
ETH 2.25% STEADY
Stablecoins 4.25% DOWN
SOL 8% STEADY
XRP 1% STEADY

Summary

Kraken is a leading digital asset exchange platform that was founded in 2011 and is headquartered in San Francisco, California. The platform allows...

KuCoin

KuCoin

Founded: 2017
Availability: Worldwide, excluding US
HQ: Seychelles

Summary

KuCoin is a leading crypto exchange platform that offers savings, staking and lending programs.

Ledn

Ledn

Founded: 2018
Availability: Worldwide, Growth accounts unavailable in certain countries and states
HQ: Ontario

Summary

Ledn is a digital-asset lending and savings platform. It allows users to use Bitcoin as collateral to borrow USD or stablecoins, or to earn yields via...

Liquid

Liquid

Founded: 2025
Availability: Worldwide excluding US and Ontario
HQ: Delaware, US

Summary

Liquid is a non-custodial trading and yield platform launched in 2025. While best known for its high-leverage trading, it also offers a Vault product ...

Lulo

Lulo

Founded: 2024
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 5.25% UP

Summary

Lulo is a stablecoin-focused savings platform that enables users to earn yield via DeFi on Solana. It automatically allocates deposited funds across s...

Nebeus

Nebeus

Founded: 2014
Availability: UK, Europe and Latin America
HQ: Spain

Interest Rates

BTC 3.5%
ETH 3.5%
Stablecoins 4%
SOL 1%
LTC 3.5%
DOGE 1%
XRP 3.5%

Summary

Nebeus is a multi-currency financial platform, merging money with crypto. Nebeus supports 25+ coins. Nebeus Crypto Renting Rent (lend) your cryp...

Nexo

Nexo

Founded: 2017
Availability: Worldwide
HQ: Switzerland

Interest Rates

BTC 4% DOWN
ETH 5% DOWN
Stablecoins 8% DOWN
SOL 5%
LTC 5%
DOGE 1%
XRP 5%

Summary

Nexo is one of the most popular crypto interest account platforms, with Nexo Earn. In late 2024, Nexo rebranded itself as a "digital assets wealth ...

Nook

Nook

Founded: 2025
Availability: Worldwide
HQ: Austin, TX

Interest Rates

Stablecoins 7.6% STEADY

Summary

Nook is an app designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by o...

OKX

OKX

Founded: 2017
Availability: Worldwide, some services unavailable in US
HQ: Seychelles

Interest Rates

Stablecoins 2.62% DOWN
SOL 7.86% UP
LTC 1% STEADY
DOGE 1% STEADY

Summary

OKX (formerly OKEx and okcoin) is a popular and large crypto exchange that offers OKX Earn, a suite of products, which includes crypto earn, staking a...

OneKey Earn

OneKey Earn

Founded: 2019
Availability: Worldwide
HQ: Hong Kong

Interest Rates

ETH 2.93%
SOL 5.86%

Summary

OneKey App: Earn & Staking Guide Maximize your crypto with confidence using OneKey’s Earn feature — seamlessly integrated into both the OneKey ...

Pairs

Pairs

Founded: 2018
Availability: Worldwide
HQ: Gibraltar

Summary

Pairs, formerly Fideum/blockbank, is an all-in-one crypto banking super app, with crypto support. Pairs pays interest on crypto deposits. Pairs com...

PayPal

PayPal

Founded: 1998
Availability: Worldwide
HQ: San Jose, CA

Interest Rates

Stablecoins 4% UP

Summary

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

Phemex

Phemex

Founded: 2019
Availability: Worldwide
HQ: Singapore

Interest Rates

BTC 1% UP
ETH 1.5% UP
Stablecoins 2% DOWN
SOL 0.8% UP

Summary

Phemex is a crypto exchange offering exceptionally low fees and powerful tools for trading. Phemex Earn Phemex Earn is a crypto lending product ...

Poloniex

Poloniex

Founded: 2014
Availability: Worldwide, excluding US
HQ: Boston, USA

Interest Rates

BTC 0.06% DOWN
ETH 3%
Stablecoins 4%
SOL 6%
DOGE 2%

Summary

Poloniex is a cryptocurrency exchange that offers both staking and savings programs under its "Polo Earn" feature. Users can participate in flexible a...

PrimeXBT

PrimeXBT

Founded: 2018
Availability: Worldwide, excluding US
HQ: Seychelles

Summary

PrimeXBT is a cryptocurrency and trading platform that offers multi-asset trading capabilities and advanced tools for investors. PrimeXBT appeals t...

Probit

Probit

Founded: 2018
Availability: Worldwide
HQ: South Korea

Summary

Probit Global is a top 20 global cryptocurrency exchange, featuring 500+ trading pairs. It has limited interest-bearing options. Probit referral co...

Pyra

Pyra

Founded: 2024
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 5.61% UP
SOL 5.07%

Summary

Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through...

River

River

Founded: 2019
Availability: US only, excluding NY and NV
HQ: USA

Summary

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US. Earn Bitcoin on USD Un...

Robinhood

Robinhood

Founded: 2013
Availability: Worldwide
HQ: Menlo Park, CA, USA

Interest Rates

ETH 2.8%
SOL 7.41%

Summary

Robinhood began as a commission-free trading app and has evolved into a major player in fintech, with strong traction in crypto. As of mid-2025, Robin...

SALT

SALT

Founded: 2016
Availability: Worldwide
HQ: Denver, USA

Summary

SALT enables individual investors and businesses with crypto assets to generate and preserve long-term wealth. SALT LEND offers attractive rates o...

Solid

Solid

Founded: 2025
Availability: Worldwide
HQ:

Interest Rates

Stablecoins 7.15% DOWN

Summary

Solid is a Stablecoin Super-App designed to simplify DeFi yield generation. Users deposit USDC, which is automatically converted into soUSD, a yield-b...

stables

stables

Founded: 2021
Availability: Worldwide
HQ:

Summary

Stables is a crypto-native wallet and prepaid Mastercard that enables users to buy, hold, send, and spend stablecoins like USDC, USDT, DAI, and PYUSD....

Stoic AI

Stoic AI

Founded: 2015
Availability: Worldwide
HQ:

Summary

Stoic AI is an automated trading bot designed to make professional hedge-fund style strategies accessible to everyday crypto investors. Instead of man...

The Kingdom Bank

The Kingdom Bank

Founded: 2015
Availability: Worldwide
HQ: Dominica

Interest Rates

Stablecoins 2%

Summary

The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn over time. This is a c...

Trustyfy

Trustyfy

Founded: 2023
Availability: Worldwide
HQ: Lithuania

Summary

Trustyfy is a neobank like platform designed to bridge the gap between decentralized digital assets and traditional financial services. It provides us...

Tuyo

Tuyo

Founded: 2024
Availability: Worldwide
HQ: Wilmington, DE

Interest Rates

BTC 1.6% DOWN
ETH 3.13% DOWN
Stablecoins 7.06% DOWN

Summary

Tuyo is a self-custodial finance app that makes it easy to hold, earn, and spend USDC. Users keep control of their assets at all times, while accessin...

Uphold

Uphold

Founded: 2014
Availability: Worldwide
HQ: NY, USA

Interest Rates

Stablecoins 2%

Summary

Uphold is a versatile and user-friendly digital asset platform that allows individuals to buy, sell, trade, and hold a variety of assets, including cr...

WhiteBIT

WhiteBIT

Founded: 2018
Availability: Worldwide
HQ: Estonia

Interest Rates

BTC 0.23% DOWN
ETH 0.23% DOWN
Stablecoins 0.25% DOWN
SOL 1.01% DOWN
LTC 1.01% DOWN
DOGE 1.01% DOWN

Summary

WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending. Crypto Lending at WhiteBIT

Wirex

Wirex

Founded: 2014
Availability: Worldwide, excluding NY
HQ: London, UK

Summary

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts. X-A...

World Liberty Financial

World Liberty Financial

Founded: 2024
Availability: Worldwide
HQ: USA

Summary

World Liberty Financial Lend Program WLFI's Lend program plans to offer competitive interest rates on stablecoin deposits, enabling users to earn y...

YouHodler

YouHodler

Founded: 2018
Availability: Not available in the US/Canada
HQ: Switzerland, Cyprus

Interest Rates

BTC 4% STEADY
Stablecoins 6% STEADY
SOL 4% STEADY
LTC 5% STEADY
DOGE 4% STEADY
XRP 4% STEADY

Summary

YouHodler offers a crypto yield (earn) program for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety o...

Zengo

Zengo

Founded: 2018
Availability: Worldwide
HQ: Isreal

Interest Rates

ETH 3.18% DOWN

Summary

Zengo is a non-custodial wallet app that supports crypto staking and more than 1000+ assets. Zengo Earn Zengo Earn is a simple and secure way fo...