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CEX.IO is not available for US customers. Find US platforms.

CEX.IO Snapshot

Verified: January 17, 2026

Centralized exchange with Earn accounts and generous low-KYC options.

Pros

  • Solid platform with dedication to Earn programs
  • Good crypto interest rates

Cons

  • Earn and staking programs unavailable in the US

CEX.IO Rates

Earn Rates

Check Yield data below to understand the source of these returns.

Bitcoin
BTC
0.5 - 4% APY
Ethereum
ETH
3 - 6% APY
Solana
SOL
5% APY
Litecoin
LTC
1% APY
Dogecoin
DOGE
2.3% APY
USDC USDT
USDC/USDT
4 - 12% APY

Max Rate Requirements

90 Day Lock Up with Locked Savings for BTC, ETH and USDT

Trading Fees

Maker
0.15%
Taker
0.25%
Rates last verified: January 17, 2026

Rate Alerts

Get notified when CEX.IO and other rates change. Delivered monthly.

CEX.IO Calculator

Daily
0.00
Weekly
0.00
Monthly
0.00
Yearly
0.00

Estimates are based on CEX.IO current APY. Rates are subject to change.

How CEX.IO Generates Yield

Yield Mechanics

Staking
Proof-of-Stake Rewards
Exchange
Internal Exchange Business

Risk & Custody

Custody Model
Custodial / Third Party
Track Record
Operational since 2013

Flexibility & Access

Lockups
Flexible
Access
Worldwide, earn programs not available in US
Yield data in beta

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

CEX.IO Review

CEX.IO is a cryptocurrency exchange known for offering a user-friendly experience for buying, trading, and earning crypto. It supports spot trading, staking programs, and fiat-to-crypto transactions.

CEX.IO Earn Accounts

  • CEX Savings: Rewards accumulate as long as supported cryptocurrencies are held in your wallet. Rewards paid daily.
  • CEX Staking: Assets can still be traded or withdrawn without interrupting rewards.

CEX.IO KYC Requirements

CEX.IO offers tiered KYC verification:

  • Basic (Email): Allows up to $100 daily deposits/withdrawals.
  • ID Verification: Increases limits to $3,000 deposits/$10,000 withdrawals per day.
  • Higher levels (address and enhanced verification) unlock higher or unlimited limits​.

Overall, CEX.IO balances accessibility with security, offering competitive fees, and a solid earn offering.

CEX.IO FAQ

Is CEX.IO available in the USA?

No, CEX.IO is not available in the USA.

Does CEX.IO pay compound yield?

No, yield is not compounded at CEX.IO.

How often do you receive payouts?

Daily

Does CEX.IO pay interest on Bitcoin?

Yes, CEX.IO pays 0.5% APY on Bitcoin.

Does CEX.IO pay interest on Ethereum?

Yes, CEX.IO pays 3% APY on Ethereum.

Does CEX.IO pay rewards on stablecoins?

Yes, CEX.IO pays 4% APY on stablecoins like USDC and USDT.

Does CEX.IO pay interest on Solana?

Yes, CEX.IO pays 5% APY on Solana (SOL).

Does CEX.IO pay interest on Dogecoin?

Yes, CEX.IO pays 2.3% APY on Dogecoin.

What are CEX.IO's trading fees?

CEX.IO charges a 0.15% maker fee and 0.25% taker fee.

When was CEX.IO founded?

CEX.IO was founded in 2013.

Where is CEX.IO headquartered?

CEX.IO is headquartered in UK.

Where is CEX.IO available?

Worldwide, earn programs not available in US

Compounds
No
Payouts
Daily
Withdraw Fees
Varies
Lockups
None
Founded
2013
Headquarters
UK
Availability
Worldwide, earn programs not available in US
CEX.IO
exchange staking usdc usdt