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Nexo
Nexo Snapshot
Well-known crypto finance platform combining stablecoin rewards, lending, and borrowing in one account.
Pros
- Good rates for all coins deposited
- Popular platform
- 1-5 free withdrawal per month depending on loyalty tier
Cons
- $5,000 minimum deposit
- Best rates require earning in NEXO token
Earn Rates
Check Yield data below to understand the source of these returns.
- BTC Bitcoin
- DOWN4 - 5.5% APYTiered up to 1 BTC
- ETH Ethereum
- DOWN5 - 6.5% APYTiered up to 50 ETH
- XRP Ripple
- 5 - 7% APY
- SOL Solana
- 5 - 7% APY
- LTC Litecoin
- 5 - 7% APY
- DOGE Dogecoin
- 1 - 3% APY
- USDC/USDT Stablecoin
- DOWN8 - 11% APY
Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.
Max Rate Requirements
Lockup terms for 1 month (adds 1%). Loyalty level based upon holdings in NEXO token. Earn max rate by earning all interest in NEXO (adds +2%).
Loan Rates
- APR Interest Rate
- 2.9-18.9%
- LTV Loan-to-Value
- 50%
- Assets Collateral
- Many
Report inaccurate data for Nexo
New User Bonus
Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
Claim Bonus
Rate Alerts
Get notified when Nexo and other rates change. Delivered monthly.
Nexo Calculator
Estimates are based on Nexo current APY. Rates are subject to change.
How Nexo Generates Yield
Yield Mechanics
- Lending
- Internal Lending Business Interest paid by borrowers who provide assets as collateral to take out a loan.
- Dual Investment
- Structured Product
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2017
Flexibility & Access
- Lockups
- None or 1 month
- Access
- Worldwide
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
Nexo Review
Nexo is one of the most popular crypto interest account platforms, with Nexo Earn.
In late 2024, Nexo rebranded itself as a "digital assets wealth platform," shifting focus from general crypto lending to serving affluent clients with tailored wealth management services. A minimum of $5,000 USD worth of assets is required to use its products.
Nexo offers a crypto credit card, competitive crypto interest rates, and does not require lock-up periods, although you can earn an additional 1% with a 1-month term lock up (optional and manual process that needs to be renewed each month).
Nexo pays interest for popular altcoins like Solana (SOL), Ripple (XRP), Avalanche (AVAX), Sonic (S) and Polygon (POL).
Is Nexo available in the US?
Nexo has reopened to US-based customers with its crypto earn accounts. See other crypto interest account platforms available in the US.
How are Nexo rates determined?
Nexo introduced balance limits and variable interest rates depending on:
- your loyalty tier (the amount of Nexo tokens in your account)
- type of interest paid out (in kind or in Nexo tokens, which gains more)
- type of savings term (flexible or fixed, which gains more)
Nexo FAQ
Is Nexo available in the USA?
Yes, Nexo is available in the USA.
Does Nexo pay compound yield?
Yes, Nexo pays compound yield.
How often do you receive payouts?
Daily
Does Nexo require a lockup period?
Yes, Nexo has a lockup period of None or 1 month.
Does Nexo pay interest on Bitcoin?
Yes, Nexo pays 4% APY on Bitcoin.
Does Nexo pay interest on Ethereum?
Yes, Nexo pays 5% APY on Ethereum.
Does Nexo pay rewards on stablecoins?
Yes, Nexo pays 8% APY on stablecoins like USDC and USDT.
Does Nexo pay interest on Solana?
Yes, Nexo pays 5% APY on Solana (SOL).
Does Nexo pay interest on XRP?
Yes, Nexo pays 5% APY on XRP (Ripple).
Does Nexo pay interest on Dogecoin?
Yes, Nexo pays 1% APY on Dogecoin.
What are Nexo's withdrawal fees?
Limited free withdrawls per month
Does Nexo offer a sign-up bonus?
Yes, Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
Does Nexo offer crypto loans?
Yes, Nexo offers crypto loans starting at 2.9-18.9% APR with up to 50% LTV.
When was Nexo founded?
Nexo was founded in 2017.
Where is Nexo headquartered?
Nexo is headquartered in Switzerland.
Where is Nexo available?
Worldwide
Nexo Card
- Compounds
- Yes
- Payouts
- Daily
- Withdraw Fees
- Limited free withdrawls per month
- Lockups
- None or 1 month
- Founded
- 2017
- Headquarters
- Switzerland
- Availability
- Worldwide
