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Figure Markets
Earn Rates
Check Yield data below to understand the source of these returns.
Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.
Loan Rates
- APR Interest Rate
- 9.99%
- LTV Loan-to-Value
- 50-75%
- Assets Collateral
- BTC, ETH, SOL
Report inaccurate data for Figure Markets
Rate Alerts
Get notified when Figure Markets and other rates change. Delivered monthly.
Figure Markets Calculator
Estimates are based on Figure Markets current APY. Rates are subject to change.
How Figure Markets Generates Yield
Yield Mechanics
- Lending
- Internal Lending Business Interest paid by borrowers who provide assets as collateral to take out a loan.
- Trading
- Trading Strategies
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2024
Flexibility & Access
- Lockups
- Flexible
- Access
- Worldwide
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
Figure Markets Review
Figure Markets is the first company to receive SEC approval for an interest-bearing stablecoin, YLDS, in the United States.
Figure Markets offers a range of interest‑earning and borrowing products that bridge crypto and real-world assets. Crypto-backed loans offer access to liquidity at relatively high APRs, while yield offerings like Forward Vault, Democratized Prime and YLDS let you earn more traditional income on idle capital or stablecoin holdings.
YLDS: A Yield‑Bearing Stablecoin
- YLDS is an SEC-registered stablecoin that offers interest at accrued daily and paid monthly in USD or YLDS units.
Figure Markets FAQ
Is Figure Markets available in the USA?
Yes, Figure Markets is available in the USA.
Does Figure Markets pay compound yield?
Yes, Figure Markets pays compound yield.
How often do you receive payouts?
Monthly
Does Figure Markets pay interest on Bitcoin?
No, Figure Markets does not currently pay interest on Bitcoin.
Does Figure Markets pay interest on Ethereum?
No, Figure Markets does not currently pay interest on Ethereum.
Does Figure Markets pay rewards on stablecoins?
Yes, Figure Markets pays 3.85% APY on stablecoins.
Does Figure Markets offer a sign-up bonus?
Yes, Up to $200 when you deposit and trade
Does Figure Markets offer crypto loans?
Yes, Figure Markets offers crypto loans starting at 9.99% APR with up to 50-75% LTV.
When was Figure Markets founded?
Figure Markets was founded in 2024.
Where is Figure Markets headquartered?
Figure Markets is headquartered in San Francisco, CA.
Where is Figure Markets available?
Worldwide
