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Figure Markets
Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...
Wirex
Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts. X-A...
VS
General
Platform
Figure Markets 
Wirex 
Founded
Figure Markets 2018
Wirex 2014
Headquarters
Figure Markets San Francisco, CA
Wirex London, UK
Availability
Figure Markets Worldwide
Wirex Worldwide, excluding NY
Fees & Financial
Bonus
Figure Markets $50 bonus when you deposit $500 within 30 days
Wirex
Token
Figure Markets YLDS
Wirex WXT
Compounding
Figure Markets Yes
Wirex Yes
Payouts
Figure Markets Monthly
Wirex Weekly
Fees
Figure Markets
Wirex
Lockup
Figure Markets
Wirex None
Maker Fee
Figure Markets
Wirex
Taker Fee
Figure Markets
Wirex
Cryptocurrency Rates
BTC Rate
Figure Markets
Wirex
BTC Max
Figure Markets
Wirex
ETH Rate
Figure Markets 1%
Wirex
ETH Max
Figure Markets
Wirex
Stablecoin Rate
Figure Markets 7.9%
Wirex
Figure Markets
Full Review →Unique Pros
- First SEC-approved interest-bearing stablecoin (YLDS)
- Regulated and transparent
Key Cons
- Product is more complicated (i.e. a direct marketplace)
Wirex
Full Review →Unique Pros
- Competitive rates for crypto
Key Cons
- Earn achieved by converting to DAI internally
- X-Account rates vary by coin