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Clave is available for US customers.

Clave Rates

Check Yield data below to understand the source of these returns.

Ethereum
ETH
9.75% APY
USDT
USDT
4.22% APY

Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.

Rates last verified: December 17, 2025

Rate Alerts

Get notified when Clave and other rates change. Delivered monthly.

Clave Calculator

Daily
0.00
Weekly
0.00
Monthly
0.00
Yearly
0.00

Estimates are based on Clave current APY. Rates are subject to change.

How Clave Generates Yield

Yield Mechanics

Lending
DeFi Lending Protocols

Risk & Custody

Custody Model
Custodial / Third Party
Track Record
Operational since 2023

Flexibility & Access

Lockups
None
Access
Worldwide
Yield data in beta

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

Clave Review

Clave is a self-custodial smart wallet launched in 2023, headquartered in London. It combines DeFi yield opportunities with everyday usability like payments and spending.

Why It Stands Out

  • Self-Custody: Users control their own assets, secured through biometrics and device hardware.
  • Yield Access: Connects directly to DeFi for earning opportunities across multiple chains.
  • Everyday Utility: Built to handle payments and fiat-crypto interaction, not just asset storage.

Risks to Know

  • DeFi Dependence: Yields depend on third-party protocols, which carry smart contract risk and rate fluctuation.

Bottom Line

Clave aims to make crypto both productive (through yield) and practical (through payments). It’s designed for users who want control of their funds while tapping into DeFi in a more user-friendly way.

Clave FAQ

Is Clave available in the USA?

Yes, Clave is available in the USA.

Does Clave pay compound yield?

No, yield is not compounded at Clave.

Does Clave require a lockup period?

No, Clave does not require a lockup period. You can withdraw your funds at any time.

Does Clave pay interest on Bitcoin?

No, Clave does not currently pay interest on Bitcoin.

Does Clave pay interest on Ethereum?

Yes, Clave pays 9.75% APY on Ethereum.

Does Clave pay rewards on stablecoins?

Yes, Clave pays 4.22% APY on stablecoins like USDT.

When was Clave founded?

Clave was founded in 2023.

Where is Clave headquartered?

Clave is headquartered in London, UK.

Where is Clave available?

Worldwide

Compounds
No
Payouts
Varies
Withdraw Fees
Varies
Lockups
None
Founded
2023
Headquarters
London, UK
Availability
Worldwide
Clave
app defi usdt