USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
Pyra Snapshot
Solana-powered yield and crypto card app with potential tax advantages.
Pros
- Capital gains/tax efficiency
- Multiple stablecoins supported
Cons
- Deposits must be on Solana chain
Check Yield data below to understand the source of these returns.
Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.
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Pyra Calculator
Estimates are based on Pyra current APY. Rates are subject to change.
How Pyra Generates Yield
Yield Mechanics
- Trading
- Trading Strategies
Risk & Custody
- Custody Model
- Custodial / Third Party
- Track Record
- Operational since 2024
Flexibility & Access
- Lockups
- None
- Access
- Worldwide
Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.
Pyra Review
Pyra is a self-custodial app and Visa crypto card that lets you spend the value of your crypto without liquidating it. Each purchase is funded through an over-collateralized loan, allowing your assets to remain on-chain and continue earning yield.
How It Works
- Earn yield automatically on backing assets.
- Works with a range of crypto assets, including stablecoins.
- Use the Pyra Visa card at millions of merchants worldwide, including via Apple Pay and Google Pay.
Tax Advantages
Because spending with Pyra uses a loan rather than a sale, it generally doesn’t trigger a capital gains tax event. The exact impact depends on local tax laws, but many users see this as one of the platform’s most attractive benefits.
Pyra FAQ
Is Pyra available in the USA?
Yes, Pyra is available in the USA.
Does Pyra pay compound yield?
Yes, Pyra pays compound yield.
Does Pyra require a lockup period?
No, Pyra does not require a lockup period. You can withdraw your funds at any time.
Does Pyra pay interest on Bitcoin?
No, Pyra does not currently pay interest on Bitcoin.
Does Pyra pay interest on Ethereum?
No, Pyra does not currently pay interest on Ethereum.
Does Pyra pay rewards on stablecoins?
Yes, Pyra pays 5.61% APY on stablecoins like USDC and USDT.
Does Pyra pay interest on Solana?
Yes, Pyra pays 5.07% APY on Solana (SOL).
What are Pyra's withdrawal fees?
None
Does Pyra offer a sign-up bonus?
Yes, 1,000 points and 10% less fees with code: CIR
When was Pyra founded?
Pyra was founded in 2024.
Where is Pyra available?
Worldwide
