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The Kingdom Bank is available for US customers.

The Kingdom Bank Snapshot

Verified: January 14, 2026

The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn over time. This is a custodial product, not DeFi, and functions more like a traditional time deposit. Interest is calculated ba...

Pros

  • Simple, bank-like structure for earning on USDT stablecoins
  • Predictable return based on fixed terms

Cons

  • Minimum $1,000 USDT deposit
  • Modest rates with required lockup terms
  • Tron network only

The Kingdom Bank Rates

Check Yield data below to understand the source of these returns.

$
Stablecoin
2 - 3.5% APY

Pending US CLARITY ACT regulation specifies you cannot earn yield solely by holding stablecoins.

Max Rate Requirements

Lockup deposit for 365 days

Rates last verified: January 14, 2026

Rate Alerts

Get notified when The Kingdom Bank and other rates change. Delivered monthly.

The Kingdom Bank Calculator

Daily
0.00
Weekly
0.00
Monthly
0.00
Yearly
0.00

Estimates are based on The Kingdom Bank current APY. Rates are subject to change.

How The Kingdom Bank Generates Yield

Yield Mechanics

Trading
Trading Strategies

Risk & Custody

Custody Model
Custodial / Third Party
Track Record
Operational since 2015

Flexibility & Access

Lockups
30-365 days
Access
Worldwide
Yield data in beta

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

The Kingdom Bank Review

The Kingdom Bank offers a fixed-term crypto savings account that lets you deposit USDT (Tether) on the Tron blockchain and earn over time. This is a custodial product, not DeFi, and functions more like a traditional time deposit.

  • Crypto Savings Account for Tether (USDT on Tron Network)
  • 30-day term: 2.0% APY
  • 365-day term: 3.5% APY

Interest is calculated based on the term you select at the time of deposit, and funds must remain locked until maturity.

The Kingdom Bank’s crypto savings account offers modest yields for users comfortable parking USDT for fixed periods. While the product may appeal to those seeking a traditional, custodial approach to earning interest, it lacks flexibility and offers lower returns than other modern services, non-custodial or on-chain options.

The Kingdom Bank FAQ

Is The Kingdom Bank available in the USA?

Yes, The Kingdom Bank is available in the USA.

Does The Kingdom Bank pay compound yield?

No, yield is not compounded at The Kingdom Bank.

Does The Kingdom Bank require a lockup period?

Yes, The Kingdom Bank has a lockup period of 30-365 days.

Does The Kingdom Bank pay interest on Bitcoin?

No, The Kingdom Bank does not currently pay interest on Bitcoin.

Does The Kingdom Bank pay interest on Ethereum?

No, The Kingdom Bank does not currently pay interest on Ethereum.

Does The Kingdom Bank pay rewards on stablecoins?

Yes, The Kingdom Bank pays 2% APY on stablecoins.

When was The Kingdom Bank founded?

The Kingdom Bank was founded in 2015.

Where is The Kingdom Bank headquartered?

The Kingdom Bank is headquartered in Dominica.

Where is The Kingdom Bank available?

Worldwide

Compounds
No
Payouts
Varies
Withdraw Fees
Varies
Lockups
30-365 days
Founded
2015
Headquarters
Dominica
Availability
Worldwide
The Kingdom Bank
neobank