We compare platforms & may earn a commission. Learn more.

Bitcoin IRA is available for US customers.

Bitcoin IRA Snapshot

Verified: November 25, 2025

Pros

  • Traditional retirement account tax benefits
  • Native staking support added

Cons

  • Requires 10k deposit minimum

Bitcoin IRA Rates

Check Yield data below to understand the source of these returns.

Bitcoin
BTC
STEADY
2% APY
Ethereum
ETH
STEADY
2% APY
Solana
SOL
UP
2% APY
Rates last verified: November 25, 2025

Rate Alerts

Get notified when Bitcoin IRA and other rates change. Delivered monthly.

Bitcoin IRA Calculator

Daily
0.00
Weekly
0.00
Monthly
0.00
Yearly
0.00

Estimates are based on Bitcoin IRA current APY. Rates are subject to change.

How Bitcoin IRA Generates Yield

Yield Mechanics

Staking
Proof-of-Stake Rewards

Risk & Custody

Custody Model
Custodial / Third Party
Track Record
Operational since 2015

Flexibility & Access

Lockups
None
Access
Worldwide
Yield data in beta

Yield methods listed are based on best known platform data. Please note that a single platform may utilize different methods depending on the specific asset, product, or jurisdiction. Platforms may also update their yield strategies at any time.

Bitcoin IRA Review

BitcoinIRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

BitcoinIRA Staking

In 2025, BitcoinIRA added staking support for ETH, ADA and soon SOL and DOT. Staking rewards will vary, but Staking rewards are earned in the form of additional crypto and are based on:  

  • The rules of the specific blockchain protocol 
  • The amount of crypto you have staked 
  • Validator performance 
  • Network conditions 

BitcoinIRA credits staking rewards to your account on a monthly basis, adding them to your staked asset balance after deducting: 

  • Custodian (Digital Trust) fees 
  • Service Provider (validator) fees 

Bitcoin IRA FAQ

Is Bitcoin IRA available in the USA?

Yes, Bitcoin IRA is available in the USA.

Does Bitcoin IRA pay compound yield?

Yes, Bitcoin IRA pays compound yield.

How often do you receive payouts?

Monthly

Does Bitcoin IRA require a lockup period?

No, Bitcoin IRA does not require a lockup period. You can withdraw your funds at any time.

Does Bitcoin IRA pay interest on Bitcoin?

Yes, Bitcoin IRA pays 2% APY on Bitcoin.

Does Bitcoin IRA pay interest on Ethereum?

Yes, Bitcoin IRA pays 2% APY on Ethereum.

Does Bitcoin IRA pay interest on Solana?

Yes, Bitcoin IRA pays 2% APY on Solana (SOL).

What are Bitcoin IRA's withdrawal fees?

Yes

When was Bitcoin IRA founded?

Bitcoin IRA was founded in 2015.

Where is Bitcoin IRA headquartered?

Bitcoin IRA is headquartered in Sherman Oaks, CA.

Where is Bitcoin IRA available?

Worldwide

Compounds
Yes
Payouts
Monthly
Withdraw Fees
Yes
Lockups
None
Founded
2015
Headquarters
Sherman Oaks, CA
Availability
Worldwide
Bitcoin IRA
custodial ira retirement staking usd