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Clave

Clave

Clave is a self-custodial smart wallet launched in 2023, headquartered in London. It combines DeFi yield opportunities with everyday usability like pa...

Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

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General

Platform
Clave logo
Fido logo
Founded
Clave 2023
Fido 2025
Headquarters
Clave London, UK
Fido
Availability
Clave Worldwide
Fido Worldwide

Fees & Financial

Bonus
Clave
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
Clave
Fido
Compounding
Clave No
Fido Yes
Payouts
Clave
Fido Every second
Fees
Clave
Fido None
Lockup
Clave None
Fido None
Maker Fee
Clave
Fido
Taker Fee
Clave
Fido

Cryptocurrency Rates

BTC Rate
Clave
Fido
BTC Max
Clave
Fido
ETH Rate
Clave 4.5%
Fido
ETH Max
Clave
Fido
Stablecoin Rate
Clave 9.5%
Fido 10%

Unique Pros

  • Self-custody with biometric security
  • Everyday payment features built in

Key Cons

  • DeFi rates fluctuate
  • Limited chain support

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused