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Fido

Fido

Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...

Nexo

Nexo

Nexo is one of the most popular crypto earn platforms, calling itself a digital assets wealth platform. A minimum of $5,000 USD worth of assets is req...

VS

General

Platform
Fido logo
Nexo logo
Founded
Fido 2025
Nexo 2017
Headquarters
Fido
Nexo Switzerland
Availability
Fido Worldwide
Nexo Worldwide

Fees & Financial

Bonus
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Nexo Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
Token
Fido
Nexo NEXO
Compounding
Fido Yes
Nexo Yes
Payouts
Fido Every second
Nexo Daily
Fees
Fido None
Nexo Limited free withdrawls per month
Lockup
Fido None
Nexo None or 1 month
Maker Fee
Fido
Nexo 0.2
Taker Fee
Fido
Nexo 0.2

Cryptocurrency Rates

BTC Rate
Fido
Nexo 3.5%
BTC Max
Fido
Nexo 5.5%
ETH Rate
Fido
Nexo 5%
ETH Max
Fido
Nexo 6.5%
Stablecoin Rate
Fido 10%
Nexo 8%

Unique Pros

  • Deposit or withdraw USDC or USD
  • $100k insurance included
  • Fixed target rate

Key Cons

  • 10% is a target rate, not guaranteed
  • US-focused

Unique Pros

  • Good rates for all coins deposited
  • Popular platform
  • 1-5 free withdrawal per month depending on loyalty tier

Key Cons

  • $5,000 minimum deposit
  • Best rates require earning in NEXO token