USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
Figure Markets
Figure Markets is a U.S.-based crypto platform focused on earning yield through real-world assets (RWAs) rather than traditional DeFi strategies. The ...
Gemini
Gemini is a long-running centralized crypto exchange located in the United States. It offers staking and earn programs. Gemini Staking Gemini St...
VS
General
Platform
Figure Markets 
Gemini 
Founded
Figure Markets 2018
Gemini 2014
Headquarters
Figure Markets San Francisco, CA
Gemini New York, NY
Availability
Figure Markets Worldwide
Gemini All US states and Singapore
Fees & Financial
Bonus
Figure Markets $50 bonus when you deposit $500 within 30 days
Gemini $15 in BTC when you trade $100
Token
Figure Markets YLDS
Gemini GUSD
Compounding
Figure Markets Yes
Gemini No
Payouts
Figure Markets Monthly
Gemini
Fees
Figure Markets
Gemini Yes
Lockup
Figure Markets
Gemini None
Maker Fee
Figure Markets
Gemini 0.35
Taker Fee
Figure Markets
Gemini 0.35
Cryptocurrency Rates
BTC Rate
Figure Markets
Gemini
BTC Max
Figure Markets
Gemini
ETH Rate
Figure Markets 1%
Gemini 3%
ETH Max
Figure Markets
Gemini
Stablecoin Rate
Figure Markets 7.9%
Gemini
Figure Markets
Full Review →Unique Pros
- First SEC-approved interest-bearing stablecoin (YLDS)
- Regulated and transparent
Key Cons
- Product is more complicated (i.e. a direct marketplace)
Gemini
Full Review →Unique Pros
- Full exchange services available
- No minimums
Key Cons
- Limited to ETH and SOL staking
- US-focused