USDC 
USDT 
Bitcoin 
Ethereum 
Solana 
XRP 
Litecoin 
Dogecoin 
iTrustCapital
iTrustCapital is a U.S.-based platform that allows individuals to buy, sell, and hold cryptocurrencies and precious metals within self-directed retire...
Fido
Fido is a crypto-yield platform offering 10% APY with a simple, banking-like app. Unlike other centralized lenders, Fido uses self-custody and is non-...
VS
General
Platform
iTrustCapital 
Fido
Founded
iTrustCapital 2018
Fido 2025
Headquarters
iTrustCapital Irvine, CA
Fido
Availability
iTrustCapital USA
Fido Worldwide
Fees & Financial
Bonus
iTrustCapital $100 bonus with $1000 deposit
Fido 30-day 1% APY boost with code: CIR ($250 deposit required)
Token
iTrustCapital
Fido
Compounding
iTrustCapital Yes
Fido Yes
Payouts
iTrustCapital Monthly
Fido Every second
Fees
iTrustCapital None
Fido None
Lockup
iTrustCapital Staking
Fido None
Maker Fee
iTrustCapital
Fido
Taker Fee
iTrustCapital
Fido
Cryptocurrency Rates
BTC Rate
iTrustCapital
Fido
BTC Max
iTrustCapital
Fido
ETH Rate
iTrustCapital 2.25%
Fido
ETH Max
iTrustCapital
Fido
Stablecoin Rate
iTrustCapital 2%
Fido 10%
iTrustCapital
Full Review →Unique Pros
- Multiple tax advantaged crypto account options
Key Cons
- USD withdraws only (non-crypto)
- USDC must be bought within the platforms
Fido
Full Review →Unique Pros
- Deposit or withdraw USDC or USD
- $100k insurance included
- Fixed target rate
Key Cons
- 10% is a target rate, not guaranteed
- US-focused