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Figure Markets
PayPal

PayPal

PayPal is one of the first major U.S. fintech companies to launch its own regulated stablecoin, PYUSD, issued by Paxos and fully backed by U.S. dollar...

Arch Lending

Arch Lending

Arch Lending is a crypto-backed lending platform founded in 2022 and headquartered in New York, NY. It allows users to borrow USD or USDC using digita...

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General

Platform
PayPal logo
Arch Lending logo
Founded
PayPal 1998
Arch Lending 2022
Headquarters
PayPal San Jose, CA
Arch Lending New York, NY
Availability
PayPal Worldwide
Arch Lending US

Fees & Financial

Bonus
PayPal $10 bonus
Arch Lending
Token
PayPal PYUSD
Arch Lending
Compounding
PayPal No
Arch Lending No
Payouts
PayPal
Arch Lending
Fees
PayPal
Arch Lending
Lockup
PayPal None
Arch Lending
Maker Fee
PayPal
Arch Lending
Taker Fee
PayPal
Arch Lending

Cryptocurrency Rates

BTC Rate
PayPal
Arch Lending
BTC Max
PayPal
Arch Lending
ETH Rate
PayPal
Arch Lending
ETH Max
PayPal
Arch Lending
Stablecoin Rate
PayPal 4%
Arch Lending

Unique Pros

  • Integrated with existing PayPal account
  • Mainstream-friendly onboarding

Key Cons

  • PYUSD only
  • Lower rates than dedicated crypto platforms

Arch Lending

Full Review →

Unique Pros

  • Multi-asset collateral accepted (BTC, ETH, SOL)
  • No credit checks required

Key Cons

  • Loans only, no earn product