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Figure Markets
River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US. Earn Bitcoin on USD Un...

Crypto.com

Crypto.com

Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypt...

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General

Platform
River logo
Crypto.com logo
Founded
River 2019
Crypto.com 2016
Headquarters
River USA
Crypto.com Hong Kong
Availability
River US only, excluding NY and NV
Crypto.com Worldwide, all US states except NY

Fees & Financial

Bonus
River Earn up to $100 in BTC
Crypto.com Earn up to $100 of CRO
Token
River
Crypto.com CRO
Compounding
River No
Crypto.com No
Payouts
River Monthly
Crypto.com Weekly
Fees
River None
Crypto.com Yes
Lockup
River
Crypto.com None (flexible), 1 month, 3 months
Maker Fee
River
Crypto.com
Taker Fee
River
Crypto.com

Cryptocurrency Rates

BTC Rate
River
Crypto.com 0.2%
BTC Max
River
Crypto.com
ETH Rate
River
Crypto.com 0.2%
ETH Max
River
Crypto.com
Stablecoin Rate
River
Crypto.com 0.5%

Unique Pros

  • USD interest paid out in BTC (unique)
  • FDIC-insured cash deposits

Key Cons

  • US only
  • Bitcoin-only, no altcoin support

Unique Pros

  • Popular platform with many services
  • Earn available on many coins

Key Cons

  • Best rates require significant CRO staking
  • Base rates very low without CRO