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River

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC, alongside USD. It only serves customers in the US. Earn Bitcoin on USD Un...

YouHodler

YouHodler

YouHodler offers a crypto yield (earn) program for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety o...

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General

Platform
River logo
YouHodler logo
Founded
River 2019
YouHodler 2018
Headquarters
River USA
YouHodler Switzerland, Cyprus
Availability
River US only, excluding NY and NV
YouHodler Not available in the US/Canada

Fees & Financial

Bonus
River Earn up to $100 in BTC
YouHodler
Token
River
YouHodler
Compounding
River No
YouHodler Yes
Payouts
River Monthly
YouHodler Weekly
Fees
River None
YouHodler Yes
Lockup
River
YouHodler None
Maker Fee
River
YouHodler
Taker Fee
River
YouHodler

Cryptocurrency Rates

BTC Rate
River
YouHodler 4%
BTC Max
River
YouHodler
ETH Rate
River
YouHodler 4%
ETH Max
River
YouHodler
Stablecoin Rate
River
YouHodler 6%

Unique Pros

  • USD interest paid out in BTC (unique)
  • FDIC-insured cash deposits

Key Cons

  • US only
  • Bitcoin-only, no altcoin support

Unique Pros

  • Compounding interest
  • No lockups
  • Wide coin support

Key Cons

  • Improved rates require minimum trading volumes
  • No signup bonus