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Figure Markets
Wirex

Wirex

Wirex is an app to buy, sell, and spend crypto. Wirex offers a crypto back credit card, and interest bearing crypto accounts called X-Accounts. X-A...

Krak

Krak

Krak is a new simple crypto-powered mobile payment app by the popular Kraken crypto exchange. It is designed to be a crypto-friendly alternative to Ve...

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General

Platform
Wirex logo
Krak logo
Founded
Wirex 2014
Krak 2025
Headquarters
Wirex London, UK
Krak San Francisco, CA
Availability
Wirex Worldwide, excluding NY
Krak Worldwide

Fees & Financial

Bonus
Wirex
Krak $10 bonus after $10 deposit with code: CIR
Token
Wirex WXT
Krak
Compounding
Wirex Yes
Krak Yes
Payouts
Wirex Weekly
Krak Weekly
Fees
Wirex
Krak None
Lockup
Wirex None
Krak None
Maker Fee
Wirex
Krak
Taker Fee
Wirex
Krak

Cryptocurrency Rates

BTC Rate
Wirex
Krak 0.1%
BTC Max
Wirex
Krak
ETH Rate
Wirex
Krak 1%
ETH Max
Wirex
Krak
Stablecoin Rate
Wirex
Krak 3.6%

Unique Pros

  • Competitive rates for crypto

Key Cons

  • Earn achieved by converting to DAI internally
  • X-Account rates vary by coin

Unique Pros

  • Simple, fee-free and rewarding app to manage crypto payments
  • Pays interest rewards on most coins
  • No lock ups

Key Cons

  • Rates are modest
  • New app with limited features vs full Kraken