Best Crypto Earn Accounts

Crypto earn accounts have become a popular service among crypto holders as a way to earn yield on their digital assets without doing much beyond depositing funds. These savings accounts offer an easy way to store cryptocurrency and earn interest on it.

In this guide, we will be looking at the best crypto earn accounts available today, updated for 2025.

Overview of Nook

✅ Best for: simple stablecoin yield

Nook is a crypto-native savings platform designed to make earning on stablecoins simple, safe, and transparent. Built for U.S. users, Nook abstracts the complexity of DeFi by offering regulated, permissioned access to vetted on-chain lending protocols.

☑️ Nook Savings review and earn rates.

Overview of Coinhold

✅ Best for: Crypto miners, those seeking simple crypto earn services

Coinhold, by mining pool company Emcd, is a crypto savings app, supporting BTC, ETH, LTC and stablecoins USDC and USDT.

☑️ Coinhold review and rates.

Overview of Kraken Earn

✅ Best for: those looking for a top-crypto exchange with earn features

Kraken has a variety of earn features, but no stablecoin yields here. However, with auto-earn options, it’s simple to earn rewards as a Kraken user. Kraken is also one of the few exchanges to pay interest on BTC.

☑️ Kraken review and earn rates.

Overview of Nexo

✅ Best for: Wide cryptocurrency support

Nexo is a crypto savings account platform that was launched in 2018. Nexo offers its users a range of earning options, including fixed-term and flexible-term deposit accounts. The platform currently supports the most cryptocurrencies of those reviewed in this article.

One of the unique features of Nexo is its Nexo Earn program, which offers users up to 12% annual interest on their crypto deposits. The program offers a range of investment options, including a flexible-term deposit account that allows users to withdraw their funds at any time without penalty.

☑️ Nexo review & interest rates.

Average Interest Rates (APY)

The average interest rates offered by crypto savings account platforms vary depending on the platform and the type of account (such as term-based deposits). It is important to note that these rates are subject to change and may vary depending on market conditions.

Wrapping up

Crypto earn accounts offer a new way to store cryptocurrency and earn rewards. There are now dozens of platforms available, each offering its own unique features and benefits and we track and index them here at Coin Interest Rate. In this article, we looked at the best crypto savings account platforms available today. Each platform offers a range of investment options and competitive interest rates.

As the crypto earn account industry continues to grow, it is likely that we will see more platforms emerge, offering new and innovative ways for investors to earn yield on their digital assets, like BTC, ETH and stablecoins.

Note that all investments and crypto accounts carry some degree of risk, and capital is not guaranteed. They are not regulated or backed by any government or insurance (like FDIC) as you would find in traditional banking.